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Our systems are currently going through an update, due to which, loan statements will be available after September 30, 2022. For all requests related to loan statements, kindly write to us at customercare@piramal.com. We regret the inconvenience caused.
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Personal loan

Many dream one Personal Loan with ZERO prepayment and foreclosure charges.

Experience the true hassle-free, quick and easy personal loan with zero pre-payment and foreclosure charges from Piramal Capital & Housing Finance Limited.

Whether it is planning your holiday, getting your dream gadget, paying off school fees, or planning that dream wedding, our personal loan is the one-stop shop for all your immediate financial needs.

We have a team of expert advisors who can help you through the entire application process, ensuring fast approvals and quick disbursal in your account.

Apply Now

Features & Benefits

Zero pre-payment and foreclosure charges
Loan starting from Rs. 1 lakh to Rs. 10 lakhs
Minimum documentation
Quick sanction and instant disbursals
Pocket-friendly monthly EMIs
Flexible repayment tenure starting from 12 months to 60 months
Clubbing of income for higher loan eligibility

Who Can Apply

  • Salaried employees

    Salaried individuals working under the following can apply:

    • Government Institution
    • Private sector
    • Public sector
    • MNCs or related companies
    • Partnership Firms
    • Proprietorship concern

    Age

    • 21 years to 60 years

    Income

    • Minimum requirement of Rs. 25,000 per month.

    Work Experience

    • Minimum 6 months in the current organization

How to Apply?

Click on here to get a call from our relationship manager

Documents Required

  • Documents

    PAN Card

    Identity Proof (any one of the following)

    • Passport
    • Driving License
    • Aadhaar
    • Voter's Identity Card

    Address Proof (any one of the following)

    • Registered Leave and Lease Agreement
    • Passport
    • Driving License
    • Aadhaar Card / Aadhar Acknowledgement
    • Voter's Identity Card
    • Utility bills like Telephone Bill /Electricity Bill etc. (not more than 3 months old)

    Income Proof

    • Latest 1 month salary slips
    • Bank statements from the previous three months

    Co-applicant

    • If clubbing of income is required for higher loan eligibility, co-applicant is mandatory.
    • Only Spouse can become co-applicant
    • All above documents of co-applicant will also be required at the time of loan application

Interest Rate & Charges

  • Interest rate starting from 12.99%* per annum
  • Zero pre-payment and foreclosure charges
  • Additional charges, if applicable, will be mentioned during the application process. For detailed fees & charges click here